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#0b5d6638;padding-top:6px}.sw-p{background:var(--color-primary)}.sw-i{background:var(--color-accent)}.sw-t{background:var(--color-dark)}.pill-wrap{--pad:16px;z-index:40;height:0;position:sticky;top:12px}@media (width>=768px){.pill-wrap{--pad:24px}}.pill{isolation:isolate;justify-content:space-between;align-items:center;gap:clamp(8px,2vw,24px);height:52px;padding:0 4px 0 16px;display:flex;position:relative}.pill:before{content:"";z-index:-1;background:rgb(var(--night-rgb) / .88);transition:background-color var(--dur-fast), box-shadow var(--dur-fast);border:1px solid #ffffff29;border-radius:999px;position:absolute;inset:0}@media (width>=768px){.pill{height:56px;padding-right:6px}}@supports ((-webkit-backdrop-filter:blur(1px)) or (backdrop-filter:blur(1px))){.pill:before{backdrop-filter:blur(16px)}}.pill[data-scrolled=true]:before{background:rgb(var(--night-rgb) / .97);box-shadow:0 8px 28px 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.hero-card{margin-top:0}.hero-card{color:var(--color-ink);box-shadow:var(--shadow-card);background:#fff;border-radius:32px;padding:24px}.hero-card-wide{display:block}@media (width>=768px){.hero-card{padding:32px}}@media (width>=1024px){.hero-card-wide{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:0 48px;padding:40px;display:grid}.hero-card-wide .stage-right{border-left:1px solid var(--color-line);padding-left:48px}.hero-card-wide .viz{margin-top:0}.hero-card-wide #calc{flex-direction:column;align-self:stretch;display:flex}.hero-card-wide #calc .calc-result{margin-top:auto}}.calc-result{background:var(--color-salbei);border-radius:24px;padding:16px 18px}.step-bar{background:var(--color-line);border-radius:999px;height:8px}.viz{background:var(--color-salbei);border-radius:24px}.viz-ring{filter:none}.viz-sum{border-top-color:#4a3a1e33}.disc-card{border:1.5px solid var(--color-field);box-shadow:none;border-radius:28px}.disc-chip{background:var(--color-surface)}.disc-chip-hot{box-shadow:inset 0 0 0 1.5px var(--color-accent)}.bank-example{border-radius:18px}.lv-band{background:var(--color-primary);color:#fff;border-radius:40px;gap:24px;padding:40px 28px;display:grid}.lv-band h2{color:#fff}.lv-band p{color:#e8edd8;max-width:52ch}.lv-band :focus-visible{outline-color:#fff}.btn-light{color:var(--color-primary);background:#fff}.btn-light:hover{background:var(--color-salbei)}@media (width>=900px){.lv-band{grid-template-columns:1.2fr auto;align-items:center;gap:48px;padding:64px}}.lv-cards{gap:24px;margin:0;padding:0;list-style:none;display:grid}.lv-card{box-shadow:var(--shadow-card);transition:transform var(--dur-base) var(--ease-out), box-shadow var(--dur-base);background:#fff;border-radius:28px 28px 28px 8px;display:grid;position:relative;overflow:hidden}.lv-card:hover{box-shadow:var(--shadow-lift);transform:translateY(-4px)}.lv-card .ph{aspect-ratio:3/2;background:var(--color-salbei)}.lv-card .ph img{object-fit:cover;width:100%;height:100%;display:block}.lv-card .body{gap:10px;padding:22px 24px 26px;display:grid}.lv-card h3 a{color:var(--color-ink);text-decoration:none}.lv-card h3 a:after{content:"";position:absolute;inset:0}.lv-card .meta{color:var(--color-muted);font-size:15px}@media (width>=900px){.lv-cards{grid-template-columns:repeat(3,1fr)}}@media (prefers-reduced-motion:reduce){.lv-tile:hover,.lv-card:hover{transform:none}}@media (width>=600px){.lv-cards{grid-template-columns:repeat(auto-fill,minmax(270px,1fr))}}.photo{margin:0}.photo-img{object-fit:cover;border-radius:28px;width:100%;height:auto;display:block}.photo-cap{color:var(--color-muted);margin-top:10px;font-size:14px;line-height:1.3}.photo-cap:before{content:"";background:var(--color-accent);vertical-align:1px;border-radius:999px;width:6px;height:6px;margin-right:8px;display:inline-block}.lead-img{aspect-ratio:2}.photo.lead-fig{margin-bottom:48px}.photo.cover-fig{margin-bottom:24px}.sub-h{font-size:var(--fs-h2);letter-spacing:-.01em;font-weight:500;line-height:1.15}.sec-split{gap:24px;display:grid}@media (width>=900px){.sec-split{grid-template-columns:1fr 340px;align-items:center;gap:48px}}.sec-split .photo-img{aspect-ratio:4/3}.blog-cover .photo-img{aspect-ratio:3/2;border-radius:0}.blog-cover .photo-cap{padding:0 24px}.credits{border:1.5px solid var(--color-line);background:#fff;border-radius:24px;display:grid;overflow:hidden}.credits-row{border-top:1px solid var(--color-line);gap:4px 16px;padding:14px 18px;font-size:15px;display:grid}.credits-head{background:var(--color-surface);border-top:0;font-weight:600;display:none}@media (width>=768px){.credits-row{grid-template-columns:90px 1fr 1fr 1fr}.credits-head{display:grid}}.article-cta{background:var(--color-salbei);border-radius:32px}.lv-rechner{gap:32px;max-width:760px;margin-inline:auto;display:grid}.lv-rcard{box-shadow:var(--shadow-card);background:#fff;border-radius:32px;gap:22px;padding:24px;display:grid}@media (width>=768px){.lv-rcard{padding:40px}}.lv-row{gap:8px;display:grid}.lv-row .head{grid-template-columns:1fr 150px;align-items:center;column-gap:12px;display:grid}.lv-row label{font-size:16px;font-weight:600}.lv-row input[type=text]{text-align:right;height:56px}.lv-result{background:var(--color-salbei);border-radius:24px;gap:12px;padding:22px;display:grid}.lv-fig{font:500 var(--fs-fig)/1.05 var(--font-display);color:var(--color-ink);font-variant-numeric:lining-nums tabular-nums}.lv-bar{background:#fff;border-radius:999px;height:16px;display:flex;overflow:hidden}.lv-bar i{height:100%;transition:width var(--dur-base) var(--ease-out);display:block}.lv-legend{flex-wrap:wrap;gap:6px 18px;font-size:15px;display:flex}.lv-legend span:before{content:"";background:var(--c);border-radius:50%;width:12px;height:12px;margin-right:8px;display:inline-block}.lv-terms{gap:10px;display:grid}.lv-terms>div{font-variant-numeric:tabular-nums;background:#fff;border-radius:16px;grid-template-columns:1fr auto auto;gap:4px 16px;padding:12px 16px;display:grid}.lv-warn{background:var(--color-warn-soft);border-left:4px solid var(--color-accent);border-radius:16px;padding:14px 18px;font-weight:600}.lv-formula{border:1.5px solid var(--color-line);background:#fff;border-radius:24px;padding:24px}.lv-table{border-collapse:collapse;background:#fff;border-radius:20px;width:100%;font-size:16px;overflow:hidden}.lv-table th,.lv-table td{text-align:left;vertical-align:top;border-bottom:1px solid var(--color-line);padding:12px 16px}.lv-table thead th{background:var(--color-salbei)}.table-wrap{overflow-x:auto}.lv-section .grid>*{min-width:0}@media (width<=640px){.lv-terms>div{grid-template-columns:1fr}}.lv-section .grid>div:last-child:not(.lv-hubgroup){margin-top:32px}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-tracking{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@property --tw-content{syntax:"*";inherits:false;initial-value:""}